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Youth Savings Program


Save Early for a Brighter Future

Teaching your child the importance of saving early will set them on the path to financial success. With a Pima Federal youth savings account, your child will learn how to be smart and responsible with their money. 
 
Good Grades Deserve a Reward!

At Pima Federal, we believe hard work should pay off — literally! With A+ Rewards, qualifying young members can earn cash for their A’s, plus an extra bonus for straight A’s.

Earn up to $100 every semester!* Your rewards are deposited directly into your Pima Federal Youth Savings Account, helping students turn good grades into smart savings habits.

How A+ Rewards Works
  1. Earn your A’s. Work hard and do your best in the classroom.
  2. Share your grades. Bring your semester report card or other acceptable proof of grades to any Pima Federal branch. 
    •  Fall grades are due January 30th & Spring grades are due June 30th.
  3. Get rewarded! We’ll calculate your A+ Rewards and for every "A", "E", or "4" (or equivalent of), $10 will be deposited directly into your savings account.
    K – 5th Grade
    6th – 8th Grade
    9th – College

    $10 for every A

    $10 for every A 
    + $15 Bonus for straight A’s

    $10 for every A
    + $30 Bonus for straight A’s

  4. Watch your savings grow. Put your rewards to work and build money habits that can last a lifetime.

Youth Savings Accounts

With a $5 opening deposit, our youth savers earn 3.00% APY on balances up to $999.99**.  
 

 


 

This year, Pima Federal is proud to double its impact and will be awarding ten $2,000 education awards to graduating high school seniors. Members of Pima Federal who will be pursuing higher education in the fall are encouraged to apply.

Congratulations to the 2026 Education Award recipients! Check out our social media announcement.
 


Banzai Financial Literacy

We strongly believe teaching wise money management concepts and the value of saving at an early age will help children grow into financially responsible adults. We also recognize the need to offer continuing financial education to college students, as well as adults in our community. Providing these resources will empower others to make wise financial decisions that will lead to a stronger community.
  
We’re proud to partner with Banzai Financial Literacy to provide our members and community with FREE, interactive financial education. We invite you to sign up and explore Banzai’s library of financial articles, hands-on activities, calculators, and more!




*A+ Rewards are subject to program terms and conditions. The maximum reward is $100 per semester, per student. Students must be age 22 or younger and provide a report card or other acceptable documentation to verify grades. First-semester report cards (August–December) must be submitted by January 31. Second-semester report cards (January–May) must be submitted by June 30. Rates, terms, conditions and services are subject to change. A $5 minimum deposit is required to open the account. Membership eligibility requirements apply.

**3.00% Annual Percentage Yield (APY) on balances up to $999.99; .01% APY on balances $1,000.00 or higher, each dividend rate will apply only to that portion of the account balance within each balance range. The annual percentage yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period.